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Identity fraud: Young consumers are increasingly identity theft victims - and they often it is someone understand. Typically, someone uses our identity to secure credit in our name - mobile phone accounts, credit cards, store credit - in some instances even house.

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It one more possible that an intruder else's credit is being sent using your identity. I have a friend whose name matches her sister in legislations. They share first and last names but have different middle names. When she popped out to apply for a loan on a home, had been very confused by her credit time. They lived in different states, had different jobs, and different financial chronicles. The credit bureaus had mixed them up in places.

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