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So what's the exact mechanism that sets the discount rate? Remember, as objective Bill circulates, the recipient of payment on maturity irregularities. The Bill is endorsed on the new holder, as a way of commission. but the ultimate payer, the retailer who accepted items and signed the Bill does not change. He'll almost certainly have to repay the Bill on maturity, come heck or high water. on the holder belonging to the Bill, to whoever had been last endorsed to.

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