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In our March article on late payments, we looked at how the law has recently changed assistance protect organizations against possible of late or non payment. However, questions still remain around how much protection has always been being on the market to suppliers.

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MINIMUM PAYMENT - Consumers use pertaining to being required spend for 5% of the outstanding weigh. But slick credit-based card marketers suggested implementing a 2% required minimum price. This was advertised as consumer friendly with "easy low payments." The reality is, the tactic allowed consumers increase their debt because in the lower payment which in turn created more profit through higher debt over a prolonged time time of year.