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If have to do so, your available limit and the credit card limit is shown as $0. It assumed which you have maxed your credit and hence, there isn't difference between two. Could possibly have extremely bad affect your history.

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If you close up your credit card, you will lose the key component from the credit mix. You must remember that a percentage of your score relies upon the credit mix. So, why close your ONLY card and hamper your credit preparation.

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